Home Buyer Mortgages

One of the easiest ways to buy a home
is through a home loan mortgage company.

Home mortgages have been popular for so many years because they represent an efficient and fast way of getting access to the funds you need to buy your dream home. Whether you are part of the first-time home buyers group or not, you can still benefit from amazing perks when deciding to get a mortgage; perks you have access to if you work with real professionals that have your best interest in mind.

Rampone-Marsh Mortgages can offer you a wide range of solutions for your needs and services tailored to your desires.

Find out how you can get self-employed mortgages, how to access the purchase plus an improvement mortgage program and much more! We will find the best mortgage products on the Canadian market and deliver ideal and efficient solutions to you!

There are various types of home mortgages that make it possible for you to get what you want, even if money seemed to be a problem at first.

You have to keep in mind that a house is a long-term commitment, and you will have to live with the consequences of your decision every time to walk through your door. Instead of settling for a house you don’t really want, dream big and get your ideal house through a home mortgage loan. With our assistance, you will get the best home mortgages loan rates in Kelowna, BC and a home that will delight you and enhance your lifestyle every single day.

The greatest benefit of a 100% financing loan is that there is no down payment involved.

You get the full value of your house in cash without additional costs! There are, of course, conditions to be met if you want to get approved for this type of loan. The most important is to have a good debt record (that means no late payments on any loans and mortgages and no bankruptcy in the last 7 years). Also, you should have at least 2 years in the same line of work and 6 months within your company.

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Did you know that you can get up to 100% financing loans for your home?
We do! Because it is our job to find the best offers for you in a competitive market and provide you with the best Kelowna mortgage rates and home values.

Apply Now

Call Us First

First-Time Home Buyers

For first-time home buyers, it can be difficult to raise the money to afford the home they want. But there are fantastic first home buyer programs in Canada, and we can select the most convenient for you. We offer you customized solutions for your needs so that you don’t have to pay more for your loan on a monthly basis than you would have paid the rent. The difference is that the house remains yours at the end of the loan, while in case of renting, at the end of your contract with the landlord you get nothing.

Our home mortgage brokers are here to assist you with your needs and make sure that you get the best deal.

Apply Now

Call Us First

Applying for a mortgage shouldn’t be hard or confusing,
let’s break this down and make it simple for you!

Can I make my down payment with gifted money?

In most cases, the answer is yes. However, the funding must be from a family member. There are certain circumstances in which you cannot use gifted funds. For example, your mortgage product may have a limit on the percentage of the down payment that can be gifted. Rampone-Marsh Mortgages can find out if your gifted funds can be applied to your down payment.

What is mortgage life insurance?

This is insurance coverage that would pay off in the event of death or disability of the homeowner. Contact Kelowna Mortgage Brokers, Rampone-Marsh Mortgages, to find out about our mortgage life insurance options.

I’m self-employed and cannot prove my income. Can I still get a mortgage?

Yes! Some lenders use your stated income only to qualify, on approved credit. You still get favourable Canadian mortgage lending rates and, depending on the lender, could get up to 90% financing. Simply complete your Kelowna mortgage application today!

Go to FAQ page

You guys, rock!

Thank you.

Carrie Mayhew

4 May 2020

This is the second time that we have used Aaron Marsh as our Mortgage Broker and he is AWESOME. Not only is he extremely knowledgeable about the market but he…

Garnet Dickinson

4 May 2020

We used Aaron Marsh just this past month to get a first mortgage on our home to purchase a business. First we went to our long time financial institution, they…

Karyn Mackenzie

3 May 2020

Lennie Rampone’s a real pro, he always comes through for us with amazing and creative deals. This guy knows his stuff and we trust him 100%.

Yeaaaaah mortgage!

There are other fantastic home mortgage products Rampone-Marsh can provide you with: second mortgages if you want to buy a second property, third mortgages and many more.

Just contact us, tell us what you need and we will deliver.

More Mortgage Options

Company

Services

Resources

Home Buyer Mortgages

One of the easiest ways to buy a home is through a home loan mortgage company.

Rampone-Marsh Mortgages can offer you a wide range of solutions for your needs and services tailored to your desires.

There are various types of home mortgages that make it possible for you to get what you want, even if money seemed to be a problem at first.

The greatest benefit of a 100% financing loan is that there is no down payment involved.

Did you know that you can get up to 100% financing loans for your home? We do! Because it is our job to find the best offers for you in a competitive market and provide you with the best Kelowna mortgage rates and home values.

First-Time Home Buyers

Our home mortgage brokers are here to assist you with your needs and make sure that you get the best deal.

Applying for a mortgage shouldn’t be hard or confusing, let’s break this down and make it simple for you!

Can I make my down payment with gifted money?

What is mortgage life insurance?

I’m self-employed and cannot prove my income. Can I still get a mortgage?

You guys, rock!

Thank you.

Carrie Mayhew

Garnet Dickinson

Karyn Mackenzie

Blog + Video

Here’s some more on Home Mortgages!

Yeaaaaah mortgage!

I’m just getting started

I have a specific home in mind

I want to refinance a home I own

Adjustable Rate Mortgage(ARM)

Amortization

Appraisal

Assumption

Broker

Closing

Closing Costs

CMHC

Commitment

Construction Loan

Conventional Loan

Credit Report

Default

Delinquency

Down payment

Equity

First Mortgage

Fixed-Rate Mortgage

Gross Monthly Income

Investor

Lien

Loan-To-Value Ratio

Market Value

Mortgagee

Mortgagor

Net Effective Income

Origination Fee

P.I.T.H

Power Of Attorney (POA)

Prepayment

Prepayment Penalty

Principal

Realtor

Second Mortgage

Title

Title Insurance

Title Search

Underwriting

One of the easiest ways to buy a home
is through a home loan mortgage company.

Did you know that you can get up to 100% financing loans for your home?
We do! Because it is our job to find the best offers for you in a competitive market and provide you with the best Kelowna mortgage rates and home values.

Applying for a mortgage shouldn’t be hard or confusing,
let’s break this down and make it simple for you!

I’m just
getting started

I have a
specific home
in mind

I want to
refinance a
home I own