1. Mortgage Services
  2. Home Buyer Mortgages

Get Your Dream Home with a Home Buyer Mortgage

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Are you tired of the constant mortgage shopping? Multiple lenders…rejections…the hassle?!
Let us do the work.

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Get the focused expertise you won’t find at the bank.

Most banks have such a wide variety of projects and cross-selling opportunities that their staff training is diluted and not focused. At Rampone-Marsh Mortgages, we provide excellent mortgage services for purchases, refinances, renewals and the list goes on. We know mortgages inside and out, and best of all we do all of the legwork! In most cases, our services are free and we have access to over 50 lenders.

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We don’t work for the bank or a financial lender. We work for you.

As mortgage brokers we have a portfolio of lenders we work with to meet our clients’ mortgage needs. That’s one of the chief reasons we’re able to get our clients better deals – unlike banks or other financial institutions, we are looking to help you get the best deal on your mortgage, not fill up a target mortgage product quota.

First-Time Home Buyer?

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Did you know there are fantastic first home buyer programs in Canada, and we can select the most convenient for you.


The Home Buyer’s Plan

The Home Buyers’ Plan (HBP) is a program that allows you to withdraw funds from your Registered Retirement Savings Plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability. The HBP allows you to pay back the withdrawn funds within a 15-year period.


Tax-Free First Home Savings Account

Proposed for sometime in 2023, this new registered plan would give prospective first-time home buyers the ability to save $40,000 on a tax-free basis. Like an RRSP, contributions would be tax-deductible, and withdrawals to purchase a first home—including from investment income—would be non-taxable.


First-Time Home Buyer Incentive

The First-Time Home Buyer Incentive helps people across Canada purchase their first home. The program offers 5 or 10% of the home’s purchase price to put toward a down payment. This addition to your down payment lowers your mortgage carrying costs, making homeownership more affordable.

Not Your First Home Buying Experience?

There are various types of home mortgages that make it possible for you to get what you want, even if money seems to be a problem at first.

If you’re thinking about buying a house, it’s easy to get caught up in the excitement of it. You might be so excited that you think the first house you see will be the right one for you. But remember—a home is a long-term commitment, and every time you walk through your door, you’ll be reminded of your decision. That’s why we recommend dreaming big—and finding a home loan with our help. We can help find the best mortgage rates in BC so that when you buy your dream home, it won’t just be a place to live—it will enhance your lifestyle every day.

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Don’t Just Take Our
Word For It

Some of our happy home owners…
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Getting a mortgage has never been so simple!
Let's talk about putting our experience to work for you.

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Easily figure out your costs with our easy-to-use calculator.

Getting a mortgage doesn’t have to be complicated!

Unsure of where to look? Rampone-Marsh has access to over 50 lenders, so we’ll do the shopping to find all the best mortgage rates and options for you. We’ve facilitated funding for over 500 million dollars of mortgages in our combined 20 years in the real estate finance industry. Among the most experienced and recognized names in the country, Rampone-Marsh is the mortgage broker Kelowna trusts for its lending needs.

Getting started is easy. Contact us today and put our mortgage experience and expertise to work for you.

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We'll Find the Right
Solution For You.

There are other fantastic home mortgage products Rampone-Marsh can provide you with. Contact us, tell us what you need, and we will deliver.