Home Buyer Mortgages

One of the easiest ways to buy a home
is through a home loan mortgage company.

Home mortgages have been popular for so many years because they represent an efficient and fast way of getting access to the funds you need to buy your dream home. Whether you are part of the first-time home buyers group or not, you can still benefit from amazing perks when deciding to get a mortgage; perks you have access to if you work with real professionals that have your best interest in mind.

Rampone-Marsh Mortgages can offer you a wide range of solutions for your needs and services tailored to your desires.

Find out how you can get self-employed mortgages, how to access the purchase plus an improvement mortgage program, and much more! We will find the best mortgage products on the Canadian market and deliver ideal and efficient solutions to you!

There are various types of home mortgages that make it possible for you to get what you want, even if money seemed to be a problem at first.

If you’re thinking about buying a house, it’s easy to get caught up in the excitement of it. You might be so excited that you think the first house you see will be the right one for you. But remember—a home is a long-term commitment, and every time you walk through your door, you’ll be reminded of your decision.

That’s why we recommend dreaming big—and finding a home loan with our help. We can help find the best mortgage rates in BC so that when you buy your dream home, it won’t just be a place to live—it will enhance your lifestyle every day.

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Getting a mortgage has never been so simple!
Let's talk about putting our experience to work for you.

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First-Time Home Buyers

For first-time home buyers, it can be difficult to raise the money to afford the home they want. But there are fantastic first home buyer programs in Canada, and we can select the most convenient for you. We offer you customized solutions for your needs so that you don’t have to pay more for your loan on a monthly basis than you would have paid the rent. The difference is that the house remains yours at the end of the loan, while in case of renting, at the end of your contract with the landlord you get nothing.

Our home mortgage brokers are here to assist you with your needs and make sure that you get the best deal.

Get More Info

Call Us First

Applying for a mortgage shouldn’t be hard or confusing,
let’s break this down and make it simple for you!

What kind of clients do Mortgage Brokers work with?

Rampone-Marsh Mortgages works with homebuyers and homeowners from many walks of life.. These clients include:

What benefits do I receive for mortgage pre-payments?

Pre-payment typically allows you the following privileges:

Ability to increase your monthly payment (usually by 15-20%). Keep in mind that you cannot decrease your payments.
You are allowed to pay a percentage (usually 15-20%) of your principal per year.
You may be able to double your mortgage payment for a month or a number of months. Remember that you are not allowed to exceed the percentage that you’re permitted to pay down annually.

What is a down payment?

Part of the purchase price of a property that is paid in cash and not financed with a mortgage.

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You guys, rock!

Thank you.

Karyn Mackenzie

May 3, 2020

Lennie Rampone’s a real pro, he always comes through for us with amazing and creative deals. This guy knows his stuff and we trust him 100%.

Carrie Mayhew

May 4, 2020

This is the second time that we have used Aaron Marsh as our Mortgage Broker and he is AWESOME. Not only is he extremely knowledgeable about the market but he…

Garnet Dickinson

May 4, 2020

We used Aaron Marsh just this past month to get a first mortgage on our home to purchase a business. First we went to our long time financial institution, they…

Yeaaaaah mortgage!

There are other fantastic home mortgage products Rampone-Marsh can provide you with: second mortgages if you want to buy a second property, third mortgages and many more.

Just contact us, tell us what you need and we will deliver.

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Home Buyer Mortgages

One of the easiest ways to buy a home is through a home loan mortgage company.

Rampone-Marsh Mortgages can offer you a wide range of solutions for your needs and services tailored to your desires.

There are various types of home mortgages that make it possible for you to get what you want, even if money seemed to be a problem at first.

Getting a mortgage has never been so simple! Let's talk about putting our experience to work for you.

First-Time Home Buyers

Our home mortgage brokers are here to assist you with your needs and make sure that you get the best deal.

Applying for a mortgage shouldn’t be hard or confusing, let’s break this down and make it simple for you!

What kind of clients do Mortgage Brokers work with?

What benefits do I receive for mortgage pre-payments?

What is a down payment?

You guys, rock!

Thank you.

Karyn Mackenzie

Carrie Mayhew

Garnet Dickinson

Blog + Video

Here’s some more on Home Mortgages!

Yeaaaaah mortgage!

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I have a specific home in mind

I want to refinance a home I own

Adjustable Rate Mortgage(ARM)

Amortization

Appraisal

Assumption

Broker

Closing

Closing Costs

CMHC

Commitment

Construction Loan

Conventional Loan

Credit Report

Default

Delinquency

Down payment

Equity

First Mortgage

Fixed-Rate Mortgage

Gross Monthly Income

Investor

Lien

Loan-To-Value Ratio

Market Value

Mortgagee

Mortgagor

Net Effective Income

Origination Fee

P.I.T.H

Power Of Attorney (POA)

Prepayment

Prepayment Penalty

Principal

Realtor

Second Mortgage

Title

Title Insurance

Title Search

Underwriting

One of the easiest ways to buy a home
is through a home loan mortgage company.

Getting a mortgage has never been so simple!
Let's talk about putting our experience to work for you.

Applying for a mortgage shouldn’t be hard or confusing,
let’s break this down and make it simple for you!

I’m just
getting started

I have a
specific home
in mind

I want to
refinance a
home I own