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One of the easiest ways to buy a home
is through a home loan mortgage company.

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Home mortgages have been popular for so many years because they represent an efficient and fast way of getting access to the funds you need to buy your dream home. Whether you are part of the first-time home buyers group or not, you can still benefit from amazing perks when deciding to get a mortgage; perks you have access to if you work with real professionals that have your best interest in mind.

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Rampone-Marsh Mortgages can offer you a wide range of solutions for your needs and services tailored to your desires.

Find out how you can get self-employed mortgages, how to access the purchase plus an improvement mortgage program, and much more! We will find the best mortgage products on the Canadian market and deliver ideal and efficient solutions to you!

There are various types of home mortgages that make it possible for you to get what you want, even if money seemed to be a problem at first.

If you’re thinking about buying a house, it’s easy to get caught up in the excitement of it. You might be so excited that you think the first house you see will be the right one for you. But remember—a home is a long-term commitment, and every time you walk through your door, you’ll be reminded of your decision.

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That’s why we recommend dreaming big—and finding a home loan with our help. We can help find the best mortgage rates in BC so that when you buy your dream home, it won’t just be a place to live—it will enhance your lifestyle every day.

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Getting a mortgage has never been so simple!
Let's talk about putting our experience to work for you.

First-Time Home Buyers

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For first-time home buyers, it can be difficult to raise the money to afford the home they want. But there are fantastic first home buyer programs in Canada, and we can select the most convenient for you. We offer you customized solutions for your needs so that you don’t have to pay more for your loan on a monthly basis than you would have paid the rent. The difference is that the house remains yours at the end of the loan, while in case of renting, at the end of your contract with the landlord you get nothing.

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Our home mortgage brokers are here to assist you with your needs and make sure that you get the best deal.

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Applying for a mortgage shouldn’t be hard or confusing,
let’s break this down and make it simple for you!

What is an appraisal?

A written analysis prepared by a qualified appraiser and estimating the value of a property. The Appraised Value is an opinion of a property’s fair market value, based on an appraiser’s knowledge, experience, and analysis of the property.

What is equity?

The amount of financial interest in a property. Equity is the difference between the fair market value of the property and the amount still owed on the mortgage.

I’m self-employed and cannot prove my income. Can I still get a mortgage?

Yes! Some lenders use your stated income only to qualify, on approved credit. You still get favourable Canadian mortgage lending rates and, depending on the lender, could get up to 90% financing. Simply complete your Kelowna mortgage application today!

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You guys, rock!

Thank you.

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Here’s some more on Home Mortgages!

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Yeaaaaah mortgage!

There are other fantastic home mortgage products Rampone-Marsh can provide you with: second mortgages if you want to buy a second property, third mortgages and many more.

Just contact us, tell us what you need and we will deliver.

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