Yes. In fact, this is a common use of a mortgage loan. Many of our customers obtain a mortgage to consolidate credit card debt, renovate their kitchen, or invest.
Private lending or a private home mortgage means getting the financing you need from a private mortgage lender, as opposed to applying to a bank or other financial institution for a loan.
Why would you need the services of
a private mortgage lender?


The existence of private lenders may offer people who have been turned down by the bank a second chance.

Applying for a mortgage shouldn’t be hard or confusing,
What kind of clients do Mortgage Brokers work with?
Rampone-Marsh Mortgages works with homebuyers and homeowners from many walks of life.. These clients include:
What are Fixed and Variable rates?
In a Fixed Rate Mortgage, the interest rate is fixed for a specific amount of time. This period of time (the mortgage term) can range anywhere from 6 months to 10 years. Over the course of the mortgage, less of the payment counts toward interest and more toward the principal.
A Variable Rate Mortgage is one in which your interest rate will fluctuate with the Bank of Canada’s prime lending rate. When rates go up, a larger portion of the payment goes toward interest. When rates go down, more of the payment goes toward the principal.

You guys, rock!
Thank you.
Carrie Mayhew

Karyn Mackenzie
Garnet Dickinson

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Here’s some more on Private Lending!

Yeaaaaah mortgage!
Whether you’re self employed, or buying a home for a new family, we have the perfect mortgage option for you.