It’s possible. After we analyze your own situation we’ll discuss what possibilities are available to you. However, lenders that deal with non-standard credit usually charge a higher rate than normal bank approved credit.
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Applying for a mortgage shouldn’t be hard or confusing,
let’s break this down and make it simple for you!
My bank declined me. Can I still get a mortgage?
What does a Mortgage Broker do?
A Mortgage Broker seeks out financing options for their clients. In other words, they facilitate the mortgage transaction between you and a Lender. Basically a Mortgage Broker offers advice, options and choice. .They take care of the legwork of searching for the best mortgage product and interest rate by utilizing their network of lenders and financial institutions.
Why is an appraisal necessary?
Every conventional mortgage that includes a minimum 20% down payment requires an appraisal because the mortgage is uninsured. The lender wants to see that your purchase price is in line with the property’s fair market value. Lenders want to see that you are purchasing a quality property and that they will be able to recuperate the full amount if you default on the loan.
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Rachel Collins
Lennie is a life saver! Not only did he put in the time and pay attention to detail he came in above and beyond what we needed to cover all…
Garnet Dickinson
We used Aaron Marsh just this past month to get a first mortgage on our home to purchase a business. First we went to our long time financial institution, they…
Josh Reed
The service and personal attention I received from Lennie was exceptional and beyond what I was expecting!
Karyn Mackenzie
Lennie Rampone’s a real pro, he always comes through for us with amazing and creative deals. This guy knows his stuff and we trust him 100%.
Christian Rode
Fast and Easy! These guys are a class act. The application process was a breeze and the I was kept up to date through every part of the process.Fast and…
Carrie Mayhew
This is the second time that we have used Aaron Marsh as our Mortgage Broker and he is AWESOME. Not only is he extremely knowledgeable about the market but he…
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