Mortgage Brokers in Kelowna, BC

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Getting a mortgage has never been so simple!
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Top 3 Mortgage Brokers in Kelowna 2022 Award from Three Best Rated

Welcome to Mortgage Solutions You Can Trust

Welcome to Rampone-Marsh Mortgages—where trust, transparency, and personalized service come first. We believe getting a mortgage should feel personal, not transactional. Proudly serving clients in Kelowna and throughout BC and Alberta, our team takes the time to understand your unique goals and financial situation—whether you’re buying your first home, refinancing, or investing. We offer clear, honest guidance every step of the way, so you can make confident, informed decisions. What sets us apart is our down-to-earth, client-first approach and long-standing relationships with trusted lenders. At Rampone-Marsh Mortgages, you’re more than a number—you’re our priority. Let’s find the right mortgage solution for you.

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Get your application approved today.
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I’m buying
a home.

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I’m refinancing
my home.

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The bank declined
my mortgage
application.

We only work with accredited
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Getting a mortgage doesn’t have to be complicated!

The team of Kelowna mortgage brokers at Rampone-Marsh would love to help take the stress out of finding your mortgage.

They’ve facilitated funding for over 500 million dollars of mortgages in their combined 20 years in the real estate finance industry. Among the most experienced and recognized names in the country, Rampone-Marsh Mortgages is the mortgage broker Kelowna trusts for its lending needs.

Unsure of where to look? Since Rampone-Marsh has access to over 50 lenders, they’ll do the shopping to find all the best mortgage rates and options for you.

Getting started is easy. Contact us today and put our mortgage experience and expertise to work for you.

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At Rampone-Marsh Mortgages, we know that clarity and trust truly matter when making important financial decisions. Our professional team provides transparent advice – personalized to your unique mortgage needs. Thats why we have answered some of the most common mortgage questions here – so you can feel confident, informed, and supported every step of the way.

Applying for a mortgage shouldn’t be hard or confusing, let’s break this down and make it simple for you!

Can I get a mortgage in Kelowna if I am self-employed?

Yes. Many lenders offer self-employed mortgage programs using alternative income verification such as bank statements or business financials instead of traditional T4 income.

What is a self-employed mortgage?

A self-employed mortgage is designed for business owners, contractors, and entrepreneurs who may not show traditional income but still have strong cash flow and financial stability.

Can business bank statements be used to qualify for a mortgage?

Yes. Some lenders allow 6–24 months of business bank statements to verify income instead of tax returns.

Are self-employed mortgage rates higher?

Not always. Rates depend on documentation, credit, and equity. Many self-employed borrowers still qualify for competitive rates.

What is a private mortgage in Kelowna or the Okanagan?

A private mortgage is funded by an investor instead of a bank. It is often used for flexible approvals, short-term financing, or unique situations.

When should I consider private lending?

Private lending may be suitable if a bank has declined you, you need quick approval, or you have non-traditional income or credit challenges.

Lennie Rampone and Aaron Marsh know mortgages inside and out…no question! Together, they have over 20 years of experience in Real Estate financing and have facilitated the funding of over 500 Million dollars in mortgage volume over the span of their careers. There isn’t a mortgage situation that they have not encountered. This makes their mortgage broker team one of the most trusted and experienced in the country.

In partnership with VERICO COMPASS MORTGAGE GROUP, one of Canada’s largest mortgage networks, Rampone-Marsh Mortgages have access to over 50 Mortgage Lenders. They offer you CHOICE and get the Lenders competing for YOUR mortgage business! Lennie and Aaron are EXPERTS in all areas of Real Estate financing and thrive on finding SOLUTIONS for their clients.

Aaron Marsh, BBA

Aaron was born in Inuvik, NWT and moved to Kelowna with his parents when he was 6 years old. Aaron has been in the finance industry for over a decade and holds his Bachelor of Business Administration degree. He’s been an independent Mortgage Broker since 2008 and is a Senior Mortgage Broker of Rampone-Marsh Mortgages. Aaron is an expert at taking care of financial details and providing his customers with unparalleled mortgage service. Aaron and his wife Lisa live in the Kelowna area and have 2 children.

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Lennie Rampone, BBA

Lennie is a 3rd generation born and raised in Kelowna. After Completing a Business Degree while on a hockey scholarship at St. Norbert College in Wisconsin his banking career started at Alberta Treasury Branch. After a couple of years he quickly uncovered his passion for Real Estate lending and has been a licensed Mortgage Broker since 2006. Having started his lending career at one of Canada’s top three brokerages in Calgary, Lennie is now happy to be back in Kelowna with his wife Katie and their two kids. Lennie’s goal is to make sure his clients are in the best suited mortgage for their needs.

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Chase Witala, Mortgage Broker

From professional hockey to mortgage professional, Chase is bringing his dedication to support the clients of Rampone-Marsh. Working alongside Aaron and Lennie, he is ensuring that clients are taken care of from application to approval!

Michelle Sheibel, Senior Mortgage Broker

Michelle was raised in Kelowna, and is well known in the local community. She went to school for finance in Victoria and has been working in the finance industry since 2008 approving clients for mortgages. She is married with two kids and is an active member of the Kelowna Dirtbike Club and the Treasurer of her children’s school PAC. Michelle is a driven entrepreneur and considers herself so lucky to live, work, and raise her family in the Okanagan!

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Rampone-Marsh are proud members of the Kelowna Community. Aaron and Lennie can be found coaching their kids hockey teams, leading fundraising initiatives for the Kelowna Gospel Mission or other programs like “Coats for Kelowna” where they collect coats every November for those in need.

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Thank you.

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