No they do not. Kelowna Mortgage brokers have a portfolio of Lenders they work with in order to meet their clients needs. They work with these Lending Partners to meet the needs of their clients.
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Do mortgage brokers work for the bank or a financial lender?
Why is a mortgage insurance premium necessary?
If your down payment is less than 20% of the property value, mortgage insurance is mandatory in Canada. An insurance premium is built into the mortgage. So therefore, the clients do not pay “out of pocket” for this expense. For lenders, a down payment of this size is more of a risk, so the insurance premium is a guarantee for the lender in the event of your defaulting on the loan.
What is mortgage life insurance?
This is insurance coverage that would pay off in the event of death or disability of the homeowner. Contact Kelowna Mortgage Brokers, Rampone-Marsh Mortgages, to find out about our mortgage life insurance options.
You guys, rock!
Thank you.
Josh Reed
The service and personal attention I received from Lennie was exceptional and beyond what I was expecting!
Christian Rode
Fast and Easy! These guys are a class act. The application process was a breeze and the I was kept up to date through every part of the process.Fast and…
Rachel Collins
Lennie is a life saver! Not only did he put in the time and pay attention to detail he came in above and beyond what we needed to cover all…
Carrie Mayhew
This is the second time that we have used Aaron Marsh as our Mortgage Broker and he is AWESOME. Not only is he extremely knowledgeable about the market but he…
Garnet Dickinson
We used Aaron Marsh just this past month to get a first mortgage on our home to purchase a business. First we went to our long time financial institution, they…
Karyn Mackenzie
Lennie Rampone’s a real pro, he always comes through for us with amazing and creative deals. This guy knows his stuff and we trust him 100%.
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We can’t wait to get the right mortgage in your hands. As Kelowna mortgage brokers, it’s a thing that we’re good at.
