No they do not. Kelowna Mortgage brokers have a portfolio of Lenders they work with in order to meet their clients needs. They work with these Lending Partners to meet the needs of their clients.
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Getting a mortgage doesn’t have to be complicated!
The team of Kelowna mortgage brokers at Rampone Marsh would love to help take the stress out of finding your mortgage.
They’ve facilitated funding for over 500 million dollars of mortgages in their combined 20 years in the Real Estate finance industry. This makes their team one of the most trusted and experienced in the country.
Unsure of where to find the best mortgage options? Since Rampone Marsh has access to over 50 lenders, they’ll do the shopping to find your best possible mortgage options.
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Applying for a mortgage shouldn’t be hard or confusing,
let’s break this down and make it simple for you!
Do mortgage brokers work for the bank or a financial lender?
Why is a mortgage insurance premium necessary?
If your down payment is less than 20% of the property value, mortgage insurance is mandatory in Canada. An insurance premium is built into the mortgage. So therefore, the clients do not pay “out of pocket” for this expense. For lenders, a down payment of this size is more of a risk, so the insurance premium is a guarantee for the lender in the event of your defaulting on the loan.
What is mortgage life insurance?
This is insurance coverage that would pay off in the event of death or disability of the homeowner. Contact Kelowna Mortgage Brokers, Rampone-Marsh Mortgages, to find out about our mortgage life insurance options.

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