Neither! A mortgage broker has a portfolio of lenders they work with to meet their clients’ mortgage needs. That’s one of the chief reasons brokers help their clients get better deals – unlike banks or other financial institutions, brokers are looking to help you get the best deal on your mortgage, not fill up a target mortgage product quota.
The Mortgage Brokers Kelowna Knows and Loves.
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Getting a mortgage doesn’t have to be complicated!
The team of Kelowna mortgage brokers at Rampone Marsh would love to help take the stress out of finding your mortgage.
They’ve facilitated funding for over 500 million dollars of mortgages in their combined 20 years in the real estate finance industry. Among the most experienced and recognized names in the country, Rampone Marsh is the mortgage broker Kelowna trusts for its lending needs.
Unsure of where to look? Since Rampone Marsh has access to over 50 lenders, they’ll do the shopping to find all the best mortgage rates and options for you.
Getting started is easy. Contact us today and put our mortgage experience and expertise to work for you.
Applying for a mortgage shouldn’t be hard or confusing,
let’s break this down and make it simple for you!
Do mortgage brokers work for the bank or a financial lender?
Why is a mortgage insurance premium necessary?
Regardless of mortgage rates, if a down payment is less than 20% of the home or property value, mortgage insurance is mandatory in Kelowna (and across Canada). Mortgages have built-in insurance premiums, so, therefore, the clients do not pay “out of pocket” for this expense. For mortgage lenders, a down payment of this size is more of a risk, so the mortgage insurance premium acts like a guarantee in the event of a default on the loan.
What is mortgage life insurance?
Mortgage life insurance provides coverage that would pay off in the event of death or disability of the home owner. Contact our office in Kelowna for more information and to find out about your mortgage life insurance options.
You won’t find a better mortgage broker team!
The Latest Kelowna Mortgage Information
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We can’t wait to get the right mortgage in your hands. As Kelowna mortgage brokers, it’s a thing that we’re good at.