No, lenders simply require a void cheque to take the payments from your existing bank account.
Tired of hearing the “inconsistent income” words?
We get you.


Contact Rampone-Marsh Mortgages for further guidance and find out how you can get a convenient self-employed mortgage loan.

Applying for a mortgage shouldn’t be hard or confusing,
Can I make my down payment with gifted money?
In most cases, the answer is yes. However, the funding must be from a family member. There are certain circumstances in which you cannot use gifted funds. For example, your mortgage product may have a limit on the percentage of the down payment that can be gifted. Rampone-Marsh Mortgages can find out if your gifted funds can be applied to your down payment.
Why should I get a pre-approved mortgage?
There are several benefits to getting a Pre-Approval before you start searching for your next home.
- Your mortgage rate will be secured for 120 days. Even if rates go up, yours won’t.
- You’ll know what you can afford, helping to narrow down the search process.
- Pre-approval will make you look like a more serious buyer, helping you find a good realtor and can give you negotiating power with the home seller.
- A mortgage pre-approval will make the final closing faster since you already have most of the work completed.

You guys, rock!
Thank you.

Karyn Mackenzie
Garnet Dickinson
Carrie Mayhew
