An earnest deposit is a sum of money given to bind the sale of real estate, or a sum of money given to ensure payment or an advance of funds in the processing of a loan.
To refinance or to renew
– this is the question.

Call us and our dedicated professionals will let you know if it’s time for refinancing your mortgage, what options you have and how to proceed in order to get the best value for your money.

Applying for a mortgage shouldn’t be hard or confusing,
What is a down payment?
Part of the purchase price of a property that is paid in cash and not financed with a mortgage.
What is a credit report?
A report detailing an individual’s credit history that is prepared by a credit bureau and used by a lender to determine a loan applicant’s creditworthiness.

You guys, rock!
Thank you.
Carrie Mayhew
Garnet Dickinson

Karyn Mackenzie

Blog + Video
Here’s some more on Mortgage Renewal and Refinancing!

Yeaaaaah mortgage!
Whether you’re self employed, or buying a home for a new family, we have the perfect mortgage option for you.