A written analysis prepared by a qualified appraiser and estimating the value of a property. The Appraised Value is an opinion of a property’s fair market value, based on an appraiser’s knowledge, experience, and analysis of the property.
Tired of hearing the “inconsistent income” words?
We get you.


Contact Rampone-Marsh Mortgages for further guidance and find out how you can get a convenient self-employed mortgage loan.

Applying for a mortgage shouldn’t be hard or confusing,
If I choose a mortgage with a lender that is not my bank, do I have to change my bank account?
No, lenders simply require a void cheque to take the payments from your existing bank account.
What are Fixed and Variable rates?
In a Fixed Rate Mortgage, the interest rate is fixed for a specific amount of time. This period of time (the mortgage term) can range anywhere from 6 months to 10 years. Over the course of the mortgage, less of the payment counts toward interest and more toward the principal.
A Variable Rate Mortgage is one in which your interest rate will fluctuate with the Bank of Canada’s prime lending rate. When rates go up, a larger portion of the payment goes toward interest. When rates go down, more of the payment goes toward the principal.

You guys, rock!
Thank you.

Karyn Mackenzie
Garnet Dickinson
Carrie Mayhew

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Here’s some more on Self-Employed Mortgages!

Yeaaaaah mortgage!
Whether you’re self employed, or buying a home for a new family, we have the perfect mortgage option for you.