Accredited members of Mortgage Professionals Canada & Mortgage Brokers Association of BC.
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Vernon Mortgage brokers.
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Applying for a mortgage shouldn’t be hard or confusing,
let’s break this down and make it simple for you!
Are you Accredited?
I’ve heard that the more times I get my credit checked, the lower my credit score will be. Is this true?
Yes, the amount of inquiries to your credit bureau report can affect your credit score. One of the advantages of using The Mortgage Centre – BC Direct Mortgages is that we check your credit bureau report only once, and we are able to take your application to more than one lender without doing multiple credit checks.
What are Fixed and Variable rates?
In a Fixed Rate Mortgage, the interest rate is fixed for a specific amount of time. This period of time (the mortgage term) can range anywhere from 6 months to 10 years. Over the course of the mortgage, less of the payment counts toward interest and more toward the principal.
A Variable Rate Mortgage is one in which your interest rate will fluctuate with the Bank of Canada’s prime lending rate. When rates go up, a larger portion of the payment goes toward interest. When rates go down, more of the payment goes toward the principal.
You guys, rock!
Thank you.
Lori placide
Lennie made getting a mortgage easy and simple. He took the time to explain to me all the details, knowing it was all over my head. Thanks for helping me…
Dori Michaud
We had an amazing experience with Rampone-Marsh. This was the easiest part to buying our forever home. I would highly recommend using this phenomenal company. Great communication, honest and friendly…
Rachel Collins
Lennie is a life saver! Not only did he put in the time and pay attention to detail he came in above and beyond what we needed to cover all…
George Marin-Beke
Lennie deserves five stars for his professionalism (and six stars for his sense of humour!). I also have to mention Juliana, for her fast answers and her patience.
Christy Wong
The entire staff at Rampone-Marsh were absolutely wonderful to work with. Knowledgeable and efficient, I would recommend them highly.
Ken Deadmarsh
Lennie was great! He was personable, easy to work with and went above and beyond expectations to help us buy a business.
Astryd Lee
Aaron was very timely and professional, available for phone calls at any time. We appreciated his punctuality and direct communication.
Vivian Ribeiro
Amazing team!! We couldn’t be happier with the process and support Aaron and Juliana gave us! Always available to answer our questions, very knowledgeable, solution oriented. Would definitely recommend to…
Jean-Louis Garand
Aaron and Juliana were so helpful with the entire process. They were very patient with us when we had a million questions as first-time homebuyers. We will definitely look to…
Jason Tomm
The team at Rampone-Marsh Mortgages have always been quick and responsive in this crazy market we are experiencing. They have offered options to different scenarios we didn’t know existed and…
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We can’t wait to get the right mortgage in your hands. It’s a thing that we’re good at.
