Mortgage News

September 17, 2019

The Mortgage Stress Test Is A Big Deal!

OSFI has been talking about implementing this mortgage stress test for some time now, but just days ago it became official. In the fall of 2016, […]
September 17, 2019

Canada’s New 2018 Mortgage Stress Test: Explained

As of the 1st of January 2018, all Canadian buyers borrowing from a federally regulated lender will be subject to the OSFI Mortgage Stress Test, including […]
September 17, 2019

Buying a Home with Bad Credit

When we face financial burdens, applying for loans can prove difficult. Life roadblocks and milestones such as divorce, schooling, renovations and building a family can become […]
September 17, 2019

New Government Policies and Challenges when Applying for a Mortgage

If you’re in the market for a new house, there’s a few things that have changed in the last little bit that you should definitely know […]
September 17, 2019

The BC Home Partnership Program: What You Need To Know

There is no question that buying a home is one of the most important decisions you can make with your money. Given the importance of this […]
September 17, 2019

Why Mortgage Rates are Suddenly Way More Complicated

If you’ve been shopping for a Kelowna mortgage recently, you may have noticed that mortgage rates can be all over the map. Well, that’s because you […]
September 17, 2019

Fixed vs. Variable Rates

Whether you’re currently renting and are in the market to find your own home, currently live in a home but want something bigger, or want to […]
September 17, 2019

How To Get A Mortgage With No Down Payment

When buying a home, this is a question many people want to know the answer to. The most straightforward one is simply – no, you can’t […]
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